14. Take Advantage of Freebies

Free stuff is all around you. Whether it’s free admission to a local museum or free access to an outdoor concert, free fun may be right around the corner. And with the Internet at your fingertips, it’s never been easier to find the freebies nearest you.

Get on Google and search “fun things to do for free” in your area. Then, start marking up your calendar.

 

15. Take Advantage of Employer Benefits

If you’re fortunate enough to have access to employer benefits, take advantage of these options. Look into your company’s retirement savings accounts or flexible spending accounts. Be aware of any financial-literacy programs, tools, or resources your employer may offer. You may be able to get free financial counseling.

Research by the University of Massachusetts suggests financial literacy is crucial for anyone who expects to build wealth over time.